First Capital Bank offers you the highest quality banking products with an extraordinary level of service. From greeting you by name to providing you with innovative products and services, we are taking the extra steps necessary to give you the finest banking experience.
First Capital Bank is independently owned and is managed by experienced professionals with strong ties to the area. We are committed to the needs of local business and individuals. All of our decisions are made locally, allowing us to focus on you – our neighbors, our friends, our community.
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Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest Bearing Transaction Accounts
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.